Loan & Real Estate Calculators
Calculate monthly home loan EMIs, interest-free SIP strategies, Rent vs Buy comparison, prepayment savings, and home loan eligibility.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans
Rent vs Buy Home Calculator
Compare buying a home with a home loan vs renting and investing down payment & monthly savings in equity SIPs in India.
Interest-Free Home Loan SIP Calculator
Find the monthly SIP that recovers your home loan interest and makes the loan effectively interest-free.
Home Loan Balance Transfer Calculator
Calculate exact interest savings and net profit after switching your existing home loan to a lower interest rate bank
Home Loan Prepayment vs SIP Calculator
Compare whether you should prepay your home loan early or invest your monthly surplus cash in Equity Mutual Fund SIPs.
Loan Prepayment & EMI Reduction Calculator
Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan
Home Loan Eligibility Calculator
Calculate maximum home loan amount you can borrow based on your salary, existing EMIs, and bank FOIR norms in India.
Car On-Road Price Calculator
Calculate complete car breakdown: ex-showroom price, state RTO registration tax, insurance premium, and fastag/TCS
Car Loan EMI Calculator
Calculate monthly vehicle loan EMIs and total interest payable for new and used cars.
Personal Loan EMI Calculator
Calculate monthly personal loan EMIs and interest charges for uncollateralized borrowings.
Education Loan EMI Calculator
Calculate education loan EMIs with course moratorium period and Section 80E interest tax deduction benefits.
EMI Calculator
Calculate Equated Monthly Installment & loan amortization schedule for home, car, and personal loans.
Visual Case Studies & Money Quests
Module 6: The Borrowed Skates Trap (Debt Traps & 60% Hidden Interest)
Good debt vs bad debt, hidden installment interest, late penalty compounding, and debt freedom.
Rent vs Buy: The ₹20 Lakh Down Payment Dilemma
Buy a ₹1 Crore flat with ₹20 Lakhs down and a ₹69,426 EMI, or rent at ₹30,000 and invest the difference? A 20-year comparison with every assumption stated.
Home Loan Overdraft (MaxGain) vs Equity SIP: The Smart Strategy
Park ₹10 Lakhs in an 8.75% home loan overdraft, or invest it in equity? The interest saved is certain; equity’s 12% is an assumption, and the two are taxed differently.