What is the maximum deposit limit in Post Office MIS?

The maximum deposit limit for a single Post Office MIS account is ₹9 Lakhs, and for a joint account, it is ₹15 Lakhs.

What is the interest rate for POMIS in 2026?

The current Post Office Monthly Income Scheme interest rate is 7.4% per annum, paid out as guaranteed monthly income for 5 years.

Post Office MIS Calculator 2026

Calculate guaranteed monthly interest income for Post Office Monthly Income Scheme (7.4% annual rate).

POMIS Deposit Inputs

Account Type

Deposit Amount (₹)

Guaranteed Monthly Payout₹5,550 / mo

Annual Payout: ₹66,600 (at 7.4% p.a.)

Total 5-Yr Income₹3,33,000

Principal Returned (Yr 5)₹9,00,000

About Post Office MIS (POMIS)

The Post Office Monthly Income Scheme (POMIS) offers guaranteed monthly interest income for 5 years at an interest rate of 7.4% per annum. Maximum deposit limits are ₹9 Lakhs for single accounts and ₹15 Lakhs for joint accounts.