How many months does Kisan Vikas Patra (KVP) take to double money?

At the current interest rate of 7.5% per annum, Kisan Vikas Patra (KVP) doubles your invested capital in 115 months (9 years and 7 months).

Is KVP interest tax-free under Section 80C?

No, KVP investments are not eligible for Section 80C tax deduction, and interest earned is fully taxable according to your income tax slab.

Kisan Vikas Patra (KVP) Calculator 2026

Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital

One-Time Investment Amount

₹

₹1,000₹50.00 L

KVP interest rate (govt-set, 7.5%)

1%30%

Rate is fixed by the scheme. Update if it changes.

Time period

Yrs

9.58 Yr9.58 Yrs

Tenure is fixed at 9.58 years by the scheme.

Your money becomes

1.9×

of what you put in over 9.58 years.

Final value₹1.92 L

Invested vs Interest

Total invested

₹1.00 L

Interest earned

₹91,724

Interest is 47.8% of final value

Year-by-year breakdown

Year	Total contributed	Interest earned	Value
1	₹1.00 L	₹7,500	₹1.07 L
2	₹1.00 L	₹8,063	₹1.16 L
3	₹1.00 L	₹8,667	₹1.24 L
4	₹1.00 L	₹9,317	₹1.34 L
5	₹1.00 L	₹10,016	₹1.44 L
6	₹1.00 L	₹10,767	₹1.54 L
7	₹1.00 L	₹11,575	₹1.66 L
8	₹1.00 L	₹12,443	₹1.78 L
9	₹1.00 L	₹13,376	₹1.92 L

Growth over time

The gap between the two lines is the interest earned — and it widens every year.

Kisan Vikas Patra (KVP) Calculator FAQs

KVP is a government-backed small savings scheme offered by India Post. At the current 7.5% annual interest rate, KVP doubles your invested capital in exactly 115 months (9 years and 7 months).

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