Terms & Conditions

1. Acceptance of Terms

By accessing and using fincalculator.in (the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of our website immediately.

2. Nature of Calculator Estimates

Our calculators (SIP, EMI, Income Tax, SSY, LTCG/STCG, PPF, GST, Gratuity, HRA, etc.) use mathematical formulas, standard government tax slabs, and default interest rates to provide instant estimates.

• Calculations do not constitute official tax filings, chartered accountancy, legal, or investment advice.
• Tax liabilities and maturity values are subject to individual circumstances, circular updates, and official government rules.
• Always consult a certified Chartered Accountant (CA) or financial advisor for official tax filings or investment decisions.

3. Zero Data Ownership & Non-Storage

We do not collect, store, or own any financial figures or personal numbers you input into our calculators. All calculations are executed transiently in memory. Any discrepancies or tax calculations performed on the site are entirely your responsibility.

4. Disclaimer of Warranties & Limitation of Liability

The website and all tools are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, express or implied.

Under no circumstances shall fincalculator.in, its developers, operators, or owners be liable for any direct, indirect, incidental, consequential, or punitive damages, calculation discrepancies, tax penalties, or financial losses arising out of your access to or reliance on the calculations provided.

5. Intellectual Property

The design, source code, visual branding, and layout of fincalculator.in are protected by applicable copyright laws. Un-authorized scraping, copying, or re-distribution of the site code without permission is prohibited.