Startup Burn Rate & Cash Runway Calculator 2026

Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs

โ‚น
โ‚น0โ‚น50.00 Cr
โ‚น
โ‚น0โ‚น5.00 Cr
โ‚น
โ‚น0โ‚น5.00 Cr
Total Financial Cash Runway
10 Months
At current net burn rate, cash will run out in ~10 months.
Gross Monthly Burn
โ‚น7.00 L
Net Monthly Burn
โ‚น5.00 L

Runway formula, with your numbers

Standard Formula
B = E โˆ’ R Runway = C / B, in whole months
Live Calculation (Plugging Your Values)
Cash in bank (C):โ‚น50,00,000
Monthly operating expenses (E):โ‚น7,00,000
Monthly revenue (R):โ‚น2,00,000
Net monthly burn (B):โ‚น5,00,000
Substituted Equation:
B = โ‚น7,00,000 โˆ’ โ‚น2,00,000 = โ‚น5,00,000 โ‚น50,00,000 / โ‚น5,00,000 = 10.00 โ†’ 10 months
Months of runway:10

Runway is how many whole months the cash lasts if revenue and spending stay flat. It assumes neither grows, so treat it as a floor rather than a forecast. Once revenue covers expenses the burn is nil and the runway is open-ended.

About Startup Burn Rate Calculator

Burn rate is the cash a company loses each month while it spends more than it earns, and runway is how long its bank balance lasts at that pace. Together they tell a founder how much time is left to reach profit, cut costs or raise money.

This calculator takes one month's revenue and operating expenses, works out gross and net monthly burn, and divides your cash balance by the net burn to give runway in whole months, rounded down. It treats every month as the same. It does not model hiring plans, one-off payments, loans you could still draw, or money from a round or a refund that has not yet reached the bank.

How it Works

The calculator takes three inputs:

  • Current Bank Cash Balance: the cash the company holds today and can spend.
  • Monthly Recurring Revenue (MRR): the revenue that comes in during a typical month. It is set against expenses to give net burn.
  • Monthly Operating Expenses: everything that leaves the bank in a typical month, such as salaries, cloud, rent and marketing. This figure on its own is the gross burn.

Why it helps

  • Know how long you have: see the number of months the cash lasts if nothing changes.
  • Price a decision in months: change expenses to see how much runway a cost cut buys, or how much a new hire uses up.
  • Plan the next step early: a runway figure in months helps decide when to start raising money or trimming spend, before the choice is forced.
  • Share the same numbers: the link from the share button carries your inputs, so co-founders and investors see the figures you saw.

How these numbers are checked โ†’

Startup Burn Rate & Runway FAQs

What is Gross Burn Rate vs Net Burn Rate?
Gross Burn Rate is total monthly cash expenditure (salaries, AWS/server costs, rent, marketing). Net Burn Rate is Gross Burn minus monthly revenue, representing the actual cash deficit burned each month.
How is Startup Cash Runway calculated?
Runway in months = cash in bank รท monthly net burn. With โ‚น2,00,00,000 in the bank and a net burn of โ‚น12,00,000 a month you have about 16 months. Two cautions for Indian founders: use net burn after revenue, not gross, or you will flatter the number; and remember that fundraising takes six months or more, so treat the point where you have nine to twelve months left as the moment to start, not the moment to panic.
Which statutory dues should an Indian startup build into its burn?
Four leave the bank on fixed dates and are often missed in a monthly burn figure. Advance tax in four instalments โ€” 15% by 15 June, 45% by 15 September, 75% by 15 December, 100% by 15 March. GST payable with GSTR-3B by the 20th. TDS deducted on salaries and vendor payments, deposited by the 7th of the next month. PF and ESI by the 15th. A team of 30 with Rs 3 lakh of monthly PF and Rs 5 lakh of TDS is Rs 8 lakh of burn that never shows up in a payroll line.
When should an Indian startup start raising its next round?
Begin at 9 to 12 months of runway left, because a seed or Series A round in India realistically takes 6 months from first meeting to money in the bank โ€” 6 to 8 weeks of investor conversations, 4 to 6 weeks of due diligence, then term sheet, definitive agreements, and FEMA or FDI filings if a foreign investor is on the cap table. Starting at 4 months of runway means negotiating from weakness and usually costs you 10 to 15 percentage points of dilution.
How do GST refunds and TDS credits distort burn for an Indian startup?
Money leaves the bank months before it comes back. An exporter or SaaS company billing overseas pays GST on Indian inputs and files an RFD-01 refund that takes 60 to 90 days, sometimes longer with a deficiency memo. Clients deduct 10% TDS under Section 194J on professional fees, which you only recover when you file the return. Rs 10 lakh a month of invoices can mean Rs 1 lakh locked in TDS and lakhs more in unrefunded ITC โ€” real cash out that no expense line records.
What is a realistic runway target for a bootstrapped Indian startup?
Venture-backed companies plan for 18 to 24 months because they are raising again. A bootstrapped or revenue-funded company should hold at least 6 months of fixed costs โ€” salaries, rent, statutory dues โ€” in cash, and preferably 12. The number that matters is months of fixed costs covered, not months of total spend: marketing and hiring can be cut in a week, but salaries, PF and a registered office lease cannot.
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