FinCalculator
Government & Post Office Schemes

Government & Post Office Schemes

Calculate guaranteed returns and tax benefits under PPF, NPS, EPF, Sukanya Samriddhi (SSY), Kisan Vikas Patra (KVP), POMIS, and SCSS.

PPF Calculator (Public Provident Fund)

Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model

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National Pension System (NPS) Calculator

Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction

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EPF Calculator (Employees' Provident Fund)

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

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Sukanya Samriddhi Yojana (SSY) Calculator

Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals

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Kisan Vikas Patra (KVP) Calculator

Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital

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Post Office Monthly Income Scheme (POMIS) Calculator

Calculate guaranteed 7.4% p.a. monthly interest payout on single (up to ₹9 Lakh) or joint (up to ₹15 Lakh) accounts

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Senior Citizens Savings Scheme (SCSS) Calculator

Calculate government-backed 8.2% p.a. quarterly interest income for senior citizens (up to ₹30 Lakh limit)

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Fixed Deposit (FD) Calculator

Calculate quarterly compounded bank FD interest earnings, cumulative maturity amount, and TDS deductions

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Recurring Deposit (RD) Calculator

Calculate post office and bank monthly Recurring Deposit (RD) quarterly compounded maturity returns

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National Savings Certificate (NSC) Calculator

Calculate 5-year post office 7.7% p.a. compounded returns and Section 80C tax deduction

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Atal Pension Yojana (APY) Calculator

Calculate monthly premium contributions to secure guaranteed lifetime monthly pension of ₹1,000 to ₹5,000 at age 60

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Retirement & FIRE Planner Calculator

Calculate your inflation-adjusted retirement target corpus, monthly SIP savings needed, and safe withdrawal rate (SWR)

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