Rental Yield & Property Income Calculator 2026

About Rental Yield Calculator

Rental yield is the rent a property earns in a year, written as a percentage of what the property cost. It puts a small flat and a large shop on the same scale, so you can see which one earns more on the money put in.

This calculator reports two yields on the price you enter: gross yield, on the rent actually received once vacant months are taken out, and net yield, after yearly property tax and maintenance as well. The price is only what you type in: stamp duty, registration and brokerage paid at purchase are not added unless you include them, and the page does not model a home loan.

How it Works

The calculator takes five inputs:

• Property Purchase Price / Valuation: what you paid, or today's value if you want the yield on what the property is worth now. Both yields are divided by this figure.
• Monthly Rent Collected: the rent for one month, as you receive it.
• Vacancy Months/Yr: months in a year with no tenant, from 0 to 11. Rent is counted only for the months the property is let.
• Property Tax/Yr and Maintenance/Yr: the yearly municipal tax and upkeep you pay as owner. Both come off the rent for net yield.

Why it helps

• Rank properties fairly: a cheaper flat with lower rent and a costlier one with higher rent can be compared on one percentage.
• See what holding costs take: the gap between gross and net yield is what property tax and upkeep cost you each year, as a share of the price.
• Test an empty spell: add a vacancy month to see how much one gap between tenants lowers the yield.
• Weigh it against other options: set the net yield beside the return on other uses of the same money, keeping in mind that it leaves out any change in the property's price.

References

• Reserve Bank of India
• National Housing Bank
• Income Tax Department — official e-filing portal