Loading calculator...
Systematic Withdrawal Plan — calculate monthly retirement income and see how long your corpus lasts with inflation adjustments.
Final balance after 25 years
₹81.70 L
Withdrawing ₹30,000/month , you'll still have this much left at year 25.
Why lower SWR requires a bigger corpus, the water tank analogy, inflation-adjusted retirement models, and a worked ₹12L cash-flow example.
Detailed corpus requirement, capital longevity, and post-tax returns across popular monthly withdrawal targets.
A Systematic Withdrawal Plan (SWP) allows mutual fund investors to withdraw a fixed amount of money at regular monthly intervals while the remaining corpus continues to compound and earn returns.
Why Factor Inflation into SWP? Inflation erodes purchasing power over time. A monthly withdrawal of ₹30,000 today will not buy the same basket of goods 10 or 20 years from now. Adding an annual inflation adjustment (e.g. 6% per year) ensures your monthly income grows to cover rising living expenses during retirement.
Compare calculations across closely related financial tools in this category.
Protect your family goals against 10%+ inflation with structured assets.
Why lower SWR requires a bigger corpus, the water tank analogy, inflation-adjusted retirement models, and a worked ₹12L cash-flow example.