Financial calculators that show the actual maths

Calculate monthly in-hand cash take-home pay from CTC after EPF, Gratuity, Professional Tax, and Income Tax deductions.

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

Calculate 5-year post office 7.7% p.a. compounded returns and Section 80C tax deduction

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

Make your home loan effectively interest-free by running a parallel SIP.

For mutual funds

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.

Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.

Find the exact total tax deductions (80C, 80D, HRA, Home Loan) required for the Old Regime to beat the New Tax Regime for your CTC.

Calculate perquisite tax on vesting, 12.5% foreign LTCG / slab STCG on sale, forex gains, and Schedule FA compliance for US equities.

Compare Salaried CTC vs Freelance / Contractor income tax, EPF lock-ins, in-hand monthly take-home, and Section 44ADA savings under FY 2026-27 rules.

Optimize professional & consultant income tax under Section 44ADA presumptive taxation scheme in India.

Allocate investments across PPF, ELSS, EPF, Insurance & NPS to maximize your ₹2,00,000 tax deduction limit.

Calculate real estate capital gains tax in India under Budget 2024-2026 rules. Compare 12.5% without indexation vs 20% with indexation and Section 54/54EC exemptions.

Calculate 12.5% LTCG, 20% STCG, and optimize ₹1.25L tax-free harvesting on mutual funds & stocks.

For mutual funds

Calculate how annually increasing your SIP contribution by 5%–15% accelerates your long-term mutual fund wealth creation

Calculate compound growth and future maturity value for one-time lumpsum investments in equity or debt mutual funds

Calculate power of compound interest across daily, monthly, quarterly, and annual compounding frequencies

Calculate monthly retirement income from your mutual fund corpus with inflation adjustments.

Calculate future college costs with 10%–12% education inflation and determine the exact monthly Flat or Step-Up SIP required.

Calculate Guaranteed Surrender Value (GSV), Special Surrender Value (SSV), policy IRR, and break-even wealth if reinvested in Mutual Funds.

Calculate your ideal emergency fund corpus, monthly expense runway, and safe 3-tier liquid asset allocation.

Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans

Compare buying a home with a home loan vs renting and investing down payment & monthly savings in equity SIPs in India.

Make your home loan effectively interest-free by running a parallel SIP.

Compare whether you should prepay your home loan early or invest your monthly surplus cash in Equity Mutual Fund SIPs.

Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan

Calculate maximum home loan amount you can borrow based on your salary, existing EMIs, and bank FOIR norms in India.

Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model

Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction

Calculate monthly premium contributions to secure guaranteed lifetime monthly pension of ₹1,000 to ₹5,000 at age 60

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals

Calculate guaranteed 7.5% quarterly compounded returns, interest payout, and 2-year maturity amount for women & girl child accounts.

Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital

Add or remove GST at 5%, 12%, 18%, or 28%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.

Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.

The exact unit volume at which your revenue equals total cost — every unit beyond is profit.

Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.

Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs