India's Most Accurate Financial Calculators

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

For mutual funds

Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans

Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.

Compare 20-year net wealth accumulation: buying a home with home loan vs renting and investing the difference in SIP

Make your home loan effectively interest-free by running a parallel SIP.

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.

Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.

Find the exact total tax deductions (80C, 80D, HRA, Home Loan) required for the Old Regime to beat the New Tax Regime for your CTC.

Compare Salaried CTC vs Freelance / Contractor income tax, EPF lock-ins, in-hand monthly take-home, and Section 44ADA savings under FY 2026-27 rules.

Optimize professional & consultant income tax under Section 44ADA presumptive taxation scheme in India.

Allocate investments across PPF, ELSS, EPF, Insurance & NPS to maximize your ₹2,00,000 tax deduction limit.

Calculate real estate capital gains tax in India under Budget 2024-2026 rules. Compare 12.5% without indexation vs 20% with indexation and Section 54/54EC exemptions.

For mutual funds

Calculate how annually increasing your SIP contribution by 5%–15% accelerates your long-term mutual fund wealth creation

Calculate compound growth and future maturity value for one-time lumpsum investments in equity or debt mutual funds

Calculate power of compound interest across daily, monthly, quarterly, and annual compounding frequencies

Calculate monthly pension cashflows from your mutual fund corpus while remaining capital continues earning returns

Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans

Compare 20-year net wealth accumulation: buying a home with home loan vs renting and investing the difference in SIP

Make your home loan effectively interest-free by running a parallel SIP.

Compare prepaying your home loan early vs investing surplus funds in a mutual fund equity SIP to maximize total wealth.

Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan

Calculate maximum home loan amount approved by Indian banks based on FOIR, net monthly income, and existing EMIs

Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model

Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals

Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital

Add or remove GST at 5%, 12%, 18%, or 28%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.

Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.

The exact unit volume at which your revenue equals total cost — every unit beyond is profit.

Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.

Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs