India's Most Accurate Financial Calculators
Calculate Income Tax (FY 2026-27), SIP Returns, Home Loan EMIs, FD, PPF, Gratuity, and 40+ Financial Tools built for Indian Taxpayers.
Popular Financial Calculators
Our most-used tools for instant tax savings, SIP projections, and loan calculations.
New Tax Regime Income Tax Calculator
Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.
SIP Calculator
For mutual funds
EMI Calculator
Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans
CTC Calculator (Cost to Company to In-Hand)
Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.
Rent vs Buy Home Calculator
Compare buying a home with a home loan vs renting and investing down payment & monthly savings in equity SIPs in India.
Interest-Free Home Loan Calculator
Make your home loan effectively interest-free by running a parallel SIP.
Income Tax & Salary Calculators
Calculate income tax liability for FY 2026-27 (AY 2027-28), compare Old vs New Tax Regime, optimize 44ADA freelance tax, and calculate monthly take-home CTC salary.
New Tax Regime Income Tax Calculator
Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.
CTC Calculator (Cost to Company to In-Hand)
Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.
Old vs New Tax Regime Calculator
Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.
Old vs New Tax Regime Break-Even Calculator
Find the exact total tax deductions (80C, 80D, HRA, Home Loan) required for the Old Regime to beat the New Tax Regime for your CTC.
Salary vs Freelance / Contractor Tax Calculator
Compare Salaried CTC vs Freelance / Contractor income tax, EPF lock-ins, in-hand monthly take-home, and Section 44ADA savings under FY 2026-27 rules.
Section 44ADA Freelancer Tax Calculator
Optimize professional & consultant income tax under Section 44ADA presumptive taxation scheme in India.
Section 80C Tax Savings Planner Calculator
Allocate investments across PPF, ELSS, EPF, Insurance & NPS to maximize your ₹2,00,000 tax deduction limit.
Property / Real Estate Capital Gains Tax Calculator
Calculate real estate capital gains tax in India under Budget 2024-2026 rules. Compare 12.5% without indexation vs 20% with indexation and Section 54/54EC exemptions.
View All 15 Tax Calculators
Explore all 15 specialized calculators in this category.
Investment & Wealth Calculators
Plan mutual fund SIPs, step-up investments, compounding growth, CAGR returns, and retirement SWP withdrawals with realistic Indian return rates.
SIP Calculator
For mutual funds
Step-Up SIP Calculator
Calculate how annually increasing your SIP contribution by 5%–15% accelerates your long-term mutual fund wealth creation
Lumpsum Mutual Fund Calculator
Calculate compound growth and future maturity value for one-time lumpsum investments in equity or debt mutual funds
Compound Interest Calculator
Calculate power of compound interest across daily, monthly, quarterly, and annual compounding frequencies
SWP (Systematic Withdrawal Plan) Calculator
Calculate monthly retirement income from your mutual fund corpus with inflation adjustments.
View All 11 Investment Calculators
Explore all 11 specialized calculators in this category.
Loan & Real Estate Calculators
Calculate monthly home loan EMIs, interest-free SIP strategies, Rent vs Buy comparison, prepayment savings, and home loan eligibility.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans
Rent vs Buy Home Calculator
Compare buying a home with a home loan vs renting and investing down payment & monthly savings in equity SIPs in India.
Interest-Free Home Loan Calculator
Make your home loan effectively interest-free by running a parallel SIP.
Home Loan Prepayment vs SIP Calculator
Compare whether you should prepay your home loan early or invest your monthly surplus cash in Equity Mutual Fund SIPs.
Loan Prepayment & EMI Reduction Calculator
Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan
Home Loan Eligibility Calculator
Calculate maximum home loan amount you can borrow based on your salary, existing EMIs, and bank FOIR norms in India.
View All 11 Loan Calculators
Explore all 11 specialized calculators in this category.
Government & Post Office Schemes
Calculate guaranteed returns and tax benefits under PPF, NPS, EPF, Sukanya Samriddhi (SSY), Kisan Vikas Patra (KVP), POMIS, and SCSS.
PPF Calculator (Public Provident Fund)
Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model
National Pension System (NPS) Calculator
Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction
EPF Calculator (Employees' Provident Fund)
Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement
Sukanya Samriddhi Yojana (SSY) Calculator
Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals
Kisan Vikas Patra (KVP) Calculator
Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital
View All 12 Govt Scheme Calculators
Explore all 12 specialized calculators in this category.
Business & Commercial Finance Tools
Compute GST splits, profit margins, break-even unit volumes, working capital liquidity, startup burn rate, and DSCR coverage for SMEs.
GST Calculator
Add or remove GST at 5%, 12%, 18%, or 28%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.
Profit Margin Calculator
Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.
Break-Even Calculator
The exact unit volume at which your revenue equals total cost — every unit beyond is profit.
Working Capital Calculator
Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.
Startup Burn Rate & Cash Runway Calculator
Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs
View All 9 Business Calculators
Explore all 9 specialized calculators in this category.
Financial Guides & Tax Insights
In-depth articles, real math strategies, and expert guides written for Indian taxpayers.
Gratuity Calculation Formula: 15/26 Rule Explained with 5 Examples
Wondering how much gratuity you get when resigning? Here is the exact 15/26 formula, how months get rounded, and how the 4 year 8 month rule works.
Old vs New Tax Regime FY 2026-27: The Complete Break-Even Guide
Is the Old Tax Regime still worth it in 2026? Find out the exact total deductions you need to beat the New Regime across 10L, 15L, 20L, and 30L salary levels.
Salary vs Freelance Tax Guide 2026: Save ₹4.4 Lakhs with Section 44ADA
A 30 lakh salary pays nearly 6 lakh in tax. A 30 lakh consulting contract pays under 1.5 lakh. Here is how Section 44ADA works, when you need GST, and why you do not need a company.
DIY Financial Literacy Hub
Free, interactive lessons that teach kids and beginners how money works — saving, banking, compounding, and smart financial goals.
Why Choose Our Calculators?
Accurate & Up-to-date
Our calculators are regularly updated with the latest tax slabs, deductions, and financial regulations.
Easy to Use
Simple interface with instant calculations. No complex forms or confusing options.
Comprehensive Results
Get detailed breakdowns and visualizations to better understand your finances.
Latest Updates
- • No change in income tax slabs for FY 2026-27 (same as FY 2025-26)
- • New Income Tax Act 2025 implemented from April 1, 2026 (simplified law)
- • Zero tax liability up to ₹12 lakh income under new regime (via ₹60,000 rebate)
- • Standard deduction of ₹75,000 continues under new tax regime
- • Simplified ITR forms & compliance (new forms like Form 130 replacing Form 16)