Financial calculators that show the actual maths

Calculate monthly in-hand cash take-home pay from CTC after EPF, Gratuity, Professional Tax, and Income Tax deductions.

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

Calculate 5-year post office 7.7% p.a. compounded returns and Section 80C tax deduction

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

Make your home loan effectively interest-free by running a parallel SIP.

For mutual funds

Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.

Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.

Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.

Find the exact total tax deductions (80C, 80D, HRA, Home Loan) required for the Old Regime to beat the New Tax Regime for your CTC.

Calculate perquisite tax on vesting, 12.5% foreign LTCG / slab STCG on sale, forex gains, and Schedule FA compliance for US equities.

For mutual funds

Calculate how annually increasing your SIP contribution by 5%–15% accelerates your long-term mutual fund wealth creation

Calculate compound growth and future maturity value for one-time lumpsum investments in equity or debt mutual funds

Calculate power of compound interest across daily, monthly, quarterly, and annual compounding frequencies

Calculate monthly retirement income from your mutual fund corpus with inflation adjustments.

Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans

Compare buying a home with a home loan vs renting and investing down payment & monthly savings in equity SIPs in India.

Make your home loan effectively interest-free by running a parallel SIP.

Compare whether you should prepay your home loan early or invest your monthly surplus cash in Equity Mutual Fund SIPs.

Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan

Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model

Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction

Calculate monthly premium contributions to secure guaranteed lifetime monthly pension of ₹1,000 to ₹5,000 at age 60

Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement

Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals

Add or remove GST at 5%, 18%, or 40%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.

Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.

The exact unit volume at which your revenue equals total cost — every unit beyond is profit.

Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.

Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs