Income Tax & Salary Calculators
Calculate income tax liability for FY 2026-27 (AY 2027-28), compare Old vs New Tax Regime, optimize 44ADA freelance tax, and calculate monthly take-home CTC salary.
New Tax Regime Income Tax Calculator
Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.
CTC Calculator (Cost to Company to In-Hand)
Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.
Old vs New Tax Regime Calculator
Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.
Old vs New Tax Regime Break-Even Calculator
Find the exact total tax deductions (80C, 80D, HRA, Home Loan) required for the Old Regime to beat the New Tax Regime for your CTC.
Salary vs Freelance / Contractor Tax Calculator
Compare Salaried CTC vs Freelance / Contractor income tax, EPF lock-ins, in-hand monthly take-home, and Section 44ADA savings under FY 2026-27 rules.
Section 44ADA Freelancer Tax Calculator
Optimize professional & consultant income tax under Section 44ADA presumptive taxation scheme in India.
ESOP & Startup Equity Tax Calculator
Calculate dual-stage ESOP taxes: Perquisite tax at exercise (FMV vs Strike Price) and Capital Gains tax at sale
Salary Calculator (In-Hand Take Home Salary)
Calculate monthly in-hand cash take-home pay from CTC after EPF, Gratuity, Professional Tax, and Income Tax deductions.
Section 80C Tax Savings Planner Calculator
Allocate investments across PPF, ELSS, EPF, Insurance & NPS to maximize your ₹2,00,000 tax deduction limit.
Section 80D Health Insurance Tax Calculator
Calculate income tax deductions up to ₹1,00,000 for health insurance premiums and preventive health checkups
TDS Calculator on Salary
Calculate monthly TDS deductions from your salary slip and net in-hand bank payout under Old vs New Regime.
ITR Form 3 Combined Salary & Capital Gains Tax Calculator
Calculate combined tax on Salary + STCG (20%) + LTCG (12.5%) under New Tax Regime (FY 2026-27 / Budget 2024 rules)
LTCG Tax Calculator (Budget 2024)
Calculate 12.5% Long-Term Capital Gains tax on stocks and mutual funds with ₹1.25 Lakh tax-free annual exemption.
Property / Real Estate Capital Gains Tax Calculator
Calculate real estate capital gains tax in India under Budget 2024-2026 rules. Compare 12.5% without indexation vs 20% with indexation and Section 54/54EC exemptions.
STCG Tax Calculator (Budget 2024)
Calculate 20% Short-Term Capital Gains tax on equity investments held for 12 months or less.
HRA Exemption Calculator (House Rent Allowance)
Calculate exact tax-exempt House Rent Allowance (HRA) under Section 10(13A) of the Income Tax Act.
Gratuity Calculator
Calculate your gratuity payable under the Payment of Gratuity Act, 1972 — including the ₹20 lakh tax-free cap.
Visual Case Studies & Money Quests
Module 4: The City Builders & The Broken Bridge (Why We Pay Taxes)
Learn how municipal taxes pool money for public roads, schools, streetlights, and parks.
The ₹15 Lakh CTC Illusion: Where Does Your Salary Go?
Why a ₹15L annual CTC results in only ~₹93,500 monthly take-home after EPF and New Tax Regime TDS.