Income Tax & Salary Calculators
Calculate income tax liability for FY 2026-27 (AY 2027-28), compare Old vs New Tax Regime, optimize 44ADA freelance tax, and calculate monthly take-home CTC salary.
New Tax Regime Income Tax Calculator
Calculate income tax under New Tax Regime slabs with standard deduction and employer NPS exemptions.
CTC Calculator (Cost to Company to In-Hand)
Convert annual Cost to Company (CTC) into exact monthly take-home salary, gross pay, employer retirals, and tax deductions.
Old vs New Tax Regime Calculator
Compare income tax liability side-by-side under Old vs New Regime to see exact tax savings.
Salary vs Freelance / Contractor Tax Calculator
Compare Salaried CTC vs Freelance / Contractor income tax, EPF lock-ins, in-hand monthly take-home, and Section 44ADA savings under FY 2026-27 rules.
Section 44ADA (now Section 58) Freelancer Tax Calculator
Professional and consultant income tax under the Section 44ADA presumptive scheme, now section 58 of the Income-tax Act, 2025.
ESOP & Startup Equity Tax Calculator
Calculate dual-stage ESOP taxes: Perquisite tax at exercise (FMV vs Strike Price) and Capital Gains tax at sale
7th & 8th Pay Commission Salary Calculator
Work out your present 7th Pay Commission salary — basic, DA, HRA and transport allowance — and test what the 8th Pay Commission could mean for it.
Salary Calculator FY 2026-27 (In-Hand Take Home Salary)
Calculate monthly in-hand cash take-home pay from CTC after EPF, Gratuity, Professional Tax, and Income Tax deductions.
Section 80C Tax Savings Planner Calculator
Allocate investments across PPF, ELSS, EPF, Insurance & NPS to maximize your ₹2,00,000 tax deduction limit.
Section 80D Health Insurance Tax Calculator
Calculate income tax deductions up to ₹1,00,000 for health insurance premiums and preventive health checkups
TDS Calculator on Salary
Calculate monthly TDS deductions from your salary slip and net in-hand bank payout under Old vs New Regime.
ITR Form 3 Combined Salary & Capital Gains Tax Calculator
Calculate combined tax on Salary + STCG (20%) + LTCG (12.5%) under New Tax Regime (FY 2026-27 / Budget 2024 rules)
LTCG Tax Calculator (Budget 2024)
Calculate 12.5% Long-Term Capital Gains tax on stocks and mutual funds with ₹1.25 Lakh tax-free annual exemption.
Job Switch Tax Calculator
Changed jobs this year? See the tax your employers missed and what you owe when you file.
Property / Real Estate Capital Gains Tax Calculator
Calculate property capital gains tax in India under Budget 2024-2026 rules. Compare 12.5% without indexation vs 20% with indexation and Section 54/54EC exemptions.
STCG Tax Calculator (Budget 2024)
Calculate 20% Short-Term Capital Gains tax on equity investments held for 12 months or less.
HRA Calculator (House Rent Allowance Exemption)
Calculate exact tax-exempt House Rent Allowance (HRA) under Schedule III, Sl. No. 11 of the Income-tax Act, 2025 (Section 10(13A) of the 1961 Act).
Gratuity Calculator
Work out your gratuity under the Code on Social Security, 2020, which replaced the Payment of Gratuity Act, 1972 on 21 November 2025, and how much of it is tax free.
New Tax Regime Calculator (FY 2025-26)
Calculate income tax under New Tax Regime slabs for FY 2025-26.
New Tax Regime Calculator (FY 2024-25)
Calculate income tax under Budget 2024 New Tax Regime slabs for FY 2024-25.
Old Tax Regime Income Tax Calculator (FY 2026-27)
Calculate income tax under Old Regime with Section 80C, 80D, HRA, Standard Deduction, and home loan interest tax exemptions.
Capital Gains Tax Calculator
Calculate Long-Term (12.5%) & Short-Term (20%) Capital Gains Tax on mutual funds and shares with ₹1.25 Lakh exemption.
Tax Loss Harvesting Calculator
Optimize your ₹1.25 Lakh tax-free LTCG window and set off short-term/long-term capital losses before March 31.
Advance Tax Calculator FY 2026-27 (AY 2027-28)
Work out your advance tax instalments for tax year 2026-27 (FY 2026-27) and the interest under sections 234A, 234B and 234C (sections 423, 424 and 425 of the Income-tax Act, 2025), with the late filing fee and the relief for capital gains that arise during the year.
US Stocks, RSUs & ESPP Tax Calculator (India)
Calculate perquisite tax on vesting, 12.5% foreign LTCG / slab STCG on sale, forex gains, and Schedule FA compliance for US equities.
Visual Case Studies & Money Quests
Module 4: The City Builders & The Broken Bench (Why We Pay Taxes)
Learn how municipal taxes pool money for public roads, schools, streetlights, and parks.
The ₹15 Lakh CTC Illusion: Where Does Your Salary Go?
Why a ₹15L annual CTC results in only ~₹99,600 monthly take-home. Uncover the math of employer PF, gratuity, health cover, your own PF, professional tax and New Tax Regime TDS.