Business & Commercial Finance Tools
Compute GST splits, profit margins, break-even unit volumes, working capital liquidity, startup burn rate, and DSCR coverage for SMEs.
GST Calculator
Add or remove GST at 5%, 18%, or 40%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.
GST Input Tax Credit (ITC) & Net Tax Payable Calculator
Calculate Output GST liability, eligible Input Tax Credit (ITC) on purchases, and net cash GST payout to tax authorities
EDF Form Generator for Freelancers
Fill RBI's Export Declaration Form for your foreign invoices, see each monthly due date and payment deadline, and download a draft for your bank
Invoice Generator {0} (GST and Non-GST)
Make a GST, export or plain invoice for your clients, check it against the GST rules, and print it or save it as a PDF.
Signature Generator {0}: Draw, Type or Upload a Signature
Sign with your finger, a mouse or a pen, or type your name in a handwriting font. Download a transparent PNG, JPG, JPEG or PDF, or resize it for an SSC or IBPS form. Nothing leaves your device.
Profit Margin Calculator
Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.
Break-Even Calculator
The exact unit volume at which your revenue equals total cost — every unit beyond is profit.
Working Capital Calculator
Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.
DSCR Calculator
Debt Service Coverage Ratio — the metric Indian banks use to underwrite SME and commercial loans.
Startup Burn Rate & Cash Runway Calculator
Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs
Rental Yield & Property Income Calculator
Calculate Gross Rental Yield, Net Rental Yield, and Section 24(a) 30% statutory deduction for Indian real estate
Net Worth Tracker & Calculator
Calculate total liquid, investment, and physical assets minus liabilities to measure your total Indian financial net worth
Section 44AD Business Presumptive Tax Calculator
Calculate Section 44AD presumptive business tax for traders, retailers, and small businesses (6% digital & 8% cash turnover).
Visual Case Studies & Money Quests
Module 7: The Mysore Diwali Diya Stall (Unit Economics & Net Profit)
Calculate unit production costs, avoid selling at a loss, and split net business profits responsibly.
Module 8: The Royal Sweet Empire & The Magic of Shares
How real enterprises raise ₹1 Lakh expansion capital with zero debt by issuing shares to co-owners.