Business & Commercial Finance Tools

Compute GST splits, profit margins, break-even unit volumes, working capital liquidity, startup burn rate, and DSCR coverage for SMEs.

Add or remove GST at 5%, 12%, 18%, or 28%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.

Calculate Output GST liability, eligible Input Tax Credit (ITC) on purchases, and net cash GST payout to tax authorities

Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.

The exact unit volume at which your revenue equals total cost — every unit beyond is profit.

Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.

Debt Service Coverage Ratio — the metric Indian banks use to underwrite SME and commercial loans.

Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs

Calculate Gross Rental Yield, Net Rental Yield, and Section 24(a) 30% statutory deduction for Indian real estate

Calculate total liquid, investment, and physical assets minus liabilities to measure your total Indian financial net worth

Related Learning Modules & Comics

Visual Case Studies & Money Quests

Calculate unit production costs, avoid selling at a loss, and split net business profits responsibly.

How real enterprises raise ₹1 Lakh expansion capital with zero debt by issuing shares to co-owners.

Related In-Depth Editorial Guides

Rules, Tax Law & Analysis