Loans & EMI APIWeb Calculator UI
Free Term Insurance Human Life Value (HLV) API (2026)
Insurance planning API calculating total required life cover based on liabilities and living expenses.
Interactive API Playground & Live Test
GET
/api/v1/term-insuranceQuery Parameters
Current age in years
Current monthly family expenses in ₹
Total outstanding loans/debts in ₹
curl -X GET "https://fincalculator.in/api/v1/term-insurance?currentAge=30&monthlyExpense=60000&totalLoans=4000000" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| currentAge | number | Required | Current age in years |
| monthlyExpense | number | Required | Current monthly family expenses in ₹ |
| totalLoans | number | Optional | Total outstanding loans/debts in ₹ |