Loans & EMI APIWeb Calculator UI
Free Home Loan Balance Transfer Calculator API (2026)
API for calculating home loan refinancing economics and net savings after transfer fees.
Interactive API Playground & Live Test
GET
/api/v1/home-loan-balance-transferQuery Parameters
Current loan balance in ₹
Existing interest rate %
Remaining tenure in years
New lender interest rate %
New processing fee % (default: 0.5)
curl -X GET "https://fincalculator.in/api/v1/home-loan-balance-transfer?balance=5000000&oldRate=9.5&tenure=15&newRate=8.5&processing=0.5" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| balance | number | Required | Current loan balance in ₹ |
| oldRate | number | Required | Existing interest rate % |
| tenure | number | Required | Remaining tenure in years |
| newRate | number | Required | New lender interest rate % |
| processing | number | Optional | New processing fee % (default: 0.5) |
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Frequently Asked Questions (FAQs)
Is the Free Home Loan Balance Transfer Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/home-loan-balance-transfer?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.