Loans & EMI APIWeb Calculator UI
Free Home Loan Prepayment vs Mutual Fund SIP Calculator API (2026)
Fast API comparing early loan payoff interest savings with long-term compounding equity SIP returns.
Interactive API Playground & Live Test
GET
/api/v1/home-loan-prepayment-vs-sipQuery Parameters
Home loan principal in ₹
Annual interest rate %
Loan tenure in years
Monthly surplus amount in ₹
Expected annual SIP return % (default: 12)
curl -X GET "https://fincalculator.in/api/v1/home-loan-prepayment-vs-sip?loanAmount=5000000&interestRate=8.5&loanTenureYears=20&monthlySurplusAmount=10000&expectedSipReturnRate=12" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| loanAmount | number | Required | Home loan principal in ₹ |
| interestRate | number | Required | Annual interest rate % |
| loanTenureYears | number | Required | Loan tenure in years |
| monthlySurplusAmount | number | Required | Monthly surplus amount in ₹ |
| expectedSipReturnRate | number | Optional | Expected annual SIP return % (default: 12) |