Loans & EMI APIWeb Calculator UI
Free Home Loan & Personal Loan EMI Calculator API (2026)
High-throughput edge API for loan EMI calculations supporting home loans, auto loans, and personal loans.
Interactive API Playground & Live Test
GET
/api/v1/emiQuery Parameters
Loan principal amount in ₹
Annual interest rate %
Tenure in years
Set "true" to include yearly schedule
curl -X GET "https://fincalculator.in/api/v1/emi?principal=5000000&interest=8.5&years=20&breakup=false" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| principal | number | Required | Loan principal amount in ₹ |
| interest | number | Required | Annual interest rate % |
| years | number | Required | Tenure in years |
| breakup | boolean | Optional | Set "true" to include yearly schedule |
Related Loans & EMI APIs
GET /api/v1/home-loan-balance-transferFree Home Loan Balance Transfer Calculator APIGET /api/v1/loan-part-paymentFree Home Loan Part Payment Options Calculator APIGET /api/v1/home-loan-prepayment-vs-sipFree Home Loan Prepayment vs Mutual Fund SIP Calculator APIGET /api/v1/loan-prepaymentFree Loan Prepayment Calculator API
Frequently Asked Questions (FAQs)
Is the Free Home Loan & Personal Loan EMI Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/emi?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.