Loans & EMI APIWeb Calculator UI

Free Rent vs Buy Home Calculator API (2026)

Financial crossover API comparing buying vs renting home equity wealth over 1 to 30 years.

Interactive API Playground & Live Test

GET/api/v1/rent-vs-buy

Query Parameters

Property cost in ₹, ₹5 lakh to ₹20 crore (default: 1,00,00,000)

Initial monthly rent in ₹ (default: 30,000)

Time horizon in years (default: 20)

Down payment, % of property cost (default: 20)

Home loan interest rate % (default: 8.5)

Home loan tenure in years (default: 20)

new | old (default: new)

curl -X GET "https://fincalculator.in/api/v1/rent-vs-buy?propertyCost=10000000&monthlyRent=30000&tenureYears=20&downPaymentPct=20&loanInterestRate=8.5&loanTenureYears=20&taxRegime=new" \
  -H "Accept: application/json"
Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...

Request Parameters Schema

ParameterTypeRequiredDescription / Notes
propertyCostnumberOptionalProperty cost in ₹, ₹5 lakh to ₹20 crore (default: 1,00,00,000)
monthlyRentnumberOptionalInitial monthly rent in ₹ (default: 30,000)
tenureYearsnumberOptionalTime horizon in years (default: 20)
downPaymentPctnumberOptionalDown payment, % of property cost (default: 20)
loanInterestRatenumberOptionalHome loan interest rate % (default: 8.5)
loanTenureYearsnumberOptionalHome loan tenure in years (default: 20)
taxRegimestringOptionalnew | old (default: new)

Frequently Asked Questions (FAQs)

Is the Free Rent vs Buy Home Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/rent-vs-buy?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.