FinCalculator
Loans & EMI APIWeb Calculator UI

Free Personal Loan EMI Calculator API (2026)

API for calculating personal loan monthly EMIs.

Interactive API Playground & Live Test

GET/api/v1/emi

Query Parameters

Personal loan principal in ₹

Annual interest rate %

Tenure in years

curl -X GET "https://fincalculator.in/api/v1/emi?principal=500000&interest=11.5&years=3" \
  -H "Accept: application/json"
Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...

Request Parameters Schema

ParameterTypeRequiredDescription / Notes
principalnumberRequiredPersonal loan principal in ₹
interestnumberRequiredAnnual interest rate %
yearsnumberRequiredTenure in years

Related Loans & EMI APIs

GET /api/v1/emiFree Home Loan & Personal Loan EMI Calculator APIGET /api/v1/home-loan-balance-transferFree Home Loan Balance Transfer Calculator APIGET /api/v1/loan-part-paymentFree Home Loan Part Payment Options Calculator APIGET /api/v1/home-loan-prepayment-vs-sipFree Home Loan Prepayment vs Mutual Fund SIP Calculator API

Frequently Asked Questions (FAQs)

Is the Free Personal Loan EMI Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/emi?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.