Loans & EMI APIWeb Calculator UI
Free Interest-Free Home Loan Strategy API (2026)
API modeling parallel equity SIP investments alongside home loan EMIs to achieve 100% net zero interest cost.
Interactive API Playground & Live Test
GET
/api/v1/loan-offsetQuery Parameters
Loan principal in ₹
Home loan interest rate %
Loan tenure in years
Expected annual SIP return %
curl -X GET "https://fincalculator.in/api/v1/loan-offset?loanAmount=5000000&loanRate=8.5&loanTenureYears=20&sipRate=12" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| loanAmount | number | Required | Loan principal in ₹ |
| loanRate | number | Required | Home loan interest rate % |
| loanTenureYears | number | Required | Loan tenure in years |
| sipRate | number | Required | Expected annual SIP return % |