Loans & EMI APIWeb Calculator UI
Free Home Loan Eligibility Calculator API (2026)
FOIR-based home loan eligibility solver for bank loan pre-approval.
Interactive API Playground & Live Test
GET
/api/v1/home-loan-eligibilityQuery Parameters
Net monthly in-hand salary in ₹
Existing monthly loan EMIs in ₹ (default: 0)
Home loan interest rate %
Desired loan tenure in years
Share of income the lender allows for all EMIs, % (default: 50)
Your own down payment in ₹, added to show the property value you can afford (default: 0)
curl -X GET "https://fincalculator.in/api/v1/home-loan-eligibility?monthlyIncome=150000&existingEmi=0&interestRate=8.5&tenureYears=20&foir=50&ownContribution=0" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| monthlyIncome | number | Required | Net monthly in-hand salary in ₹ |
| existingEmi | number | Optional | Existing monthly loan EMIs in ₹ (default: 0) |
| interestRate | number | Required | Home loan interest rate % |
| tenureYears | number | Required | Desired loan tenure in years |
| foir | number | Optional | Share of income the lender allows for all EMIs, % (default: 50) |
| ownContribution | number | Optional | Your own down payment in ₹, added to show the property value you can afford (default: 0) |
Related Loans & EMI APIs
GET /api/v1/emiFree Home Loan & Personal Loan EMI Calculator APIGET /api/v1/home-loan-balance-transferFree Home Loan Balance Transfer Calculator APIGET /api/v1/loan-part-paymentFree Home Loan Part Payment Options Calculator APIGET /api/v1/home-loan-prepayment-vs-sipFree Home Loan Prepayment vs Mutual Fund SIP Calculator API
Frequently Asked Questions (FAQs)
Is the Free Home Loan Eligibility Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/home-loan-eligibility?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.