Fixed Deposit Interest Guide 2026
50 Lakh FD Interest Payout & Maturity Breakdown
Quarterly compounding interest, 1 to 5-year maturity values, senior citizen bonus rates, and tax deduction rules for a ₹50 Lakhs deposit.
1-Yr Maturity Value₹53,64,564(at 7.1% p.a.)
Deposit Amount
₹50 Lakhs
Principal deposit
1-Yr Interest Earned
₹3,64,564
At 7.1% interest
3-Yr Maturity
₹61,75,375
+₹11,75,375 interest
Senior Citizen 1-Yr
₹53,90,238
At 7.6% rate
Key Takeaways for a ₹50 Lakhs Fixed Deposit
- For a ₹50 Lakhs Fixed Deposit at 7.1% interest rate with quarterly compounding, you earn ₹3,64,564 interest in 1 year, reaching a maturity value of ₹53,64,564.
- Over 5 years, a ₹50 Lakhs FD generates ₹21,08,733 total interest, with maturity value growing to ₹71,08,733.
- Senior citizens receive an additional 0.50% interest bonus (7.6% rate), earning ₹3,90,968 in 1 year.
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