Fixed Deposit Interest Guide 2026
50,000 FD Interest Payout & Maturity Breakdown
Quarterly compounding interest, 1 to 5-year maturity values, senior citizen bonus rates, and tax deduction rules for a ₹50,000 deposit.
1-Yr Maturity Value₹53,646(at 7.1% p.a.)
Deposit Amount
₹50,000
Principal deposit
1-Yr Interest Earned
₹3,646
At 7.1% interest
3-Yr Maturity
₹61,754
+₹11,754 interest
Senior Citizen 1-Yr
₹53,903
At 7.6% rate
Key Takeaways for a ₹50,000 Fixed Deposit
- For a ₹50,000 Fixed Deposit at 7.1% interest rate with quarterly compounding, you earn ₹3,646 interest in 1 year, reaching a maturity value of ₹53,646.
- Over 5 years, a ₹50,000 FD generates ₹21,087 total interest, with maturity value growing to ₹71,087.
- Senior citizens receive an additional 0.50% interest bonus (7.6% rate), earning ₹3,910 in 1 year.
Customize 50,000 Fixed Deposit Calculations
Loading calculator...