Fixed Deposit Interest Guide 2026
25 Lakh FD Interest Payout & Maturity Breakdown
Quarterly compounding interest, 1 to 5-year maturity values, senior citizen bonus rates, and tax deduction rules for a ₹25 Lakhs deposit.
1-Yr Maturity Value₹26,82,282(at 7.1% p.a.)
Deposit Amount
₹25 Lakhs
Principal deposit
1-Yr Interest Earned
₹1,82,282
At 7.1% interest
3-Yr Maturity
₹30,87,688
+₹5,87,688 interest
Senior Citizen 1-Yr
₹26,95,119
At 7.6% rate
Key Takeaways for a ₹25 Lakhs Fixed Deposit
- For a ₹25 Lakhs Fixed Deposit at 7.1% interest rate with quarterly compounding, you earn ₹1,82,282 interest in 1 year, reaching a maturity value of ₹26,82,282.
- Over 5 years, a ₹25 Lakhs FD generates ₹10,54,367 total interest, with maturity value growing to ₹35,54,367.
- Senior citizens receive an additional 0.50% interest bonus (7.6% rate), earning ₹1,95,484 in 1 year.
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