Fixed Deposit Interest Guide 2026
10 Lakh FD Interest Payout & Maturity Breakdown
Quarterly compounding interest, 1 to 5-year maturity values, senior citizen bonus rates, and tax deduction rules for a ₹10 Lakhs deposit.
1-Yr Maturity Value₹10,72,913(at 7.1% p.a.)
Deposit Amount
₹10 Lakhs
Principal deposit
1-Yr Interest Earned
₹72,913
At 7.1% interest
3-Yr Maturity
₹12,35,075
+₹2,35,075 interest
Senior Citizen 1-Yr
₹10,78,048
At 7.6% rate
Key Takeaways for a ₹10 Lakhs Fixed Deposit
- For a ₹10 Lakhs Fixed Deposit at 7.1% interest rate with quarterly compounding, you earn ₹72,913 interest in 1 year, reaching a maturity value of ₹10,72,913.
- Over 5 years, a ₹10 Lakhs FD generates ₹4,21,747 total interest, with maturity value growing to ₹14,21,747.
- Senior citizens receive an additional 0.50% interest bonus (7.6% rate), earning ₹78,194 in 1 year.
Customize 10 Lakh Fixed Deposit Calculations
Loading calculator...