Is the Free Debt Service Coverage Ratio (DSCR) Calculator API free to use in production apps?

Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.

What is the rate limit for /api/v1/dscr?

Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.

Business & SME APIWeb Calculator UI

Free Debt Service Coverage Ratio (DSCR) Calculator API (2026)

Lender-grade DSCR API calculating Net Operating Income divided by total annual debt service.

Interactive API Playground & Live Test

GET/api/v1/dscr

Zero Auth • Open CORS

Query Parameters

noinumber • required

Net Operating Income / EBITDA in ₹

annualDebtServicenumber • required

Total annual principal + interest in ₹

curl -X GET "https://fincalculator.in/api/v1/dscr?noi=2400000&annualDebtService=1600000" \
  -H "Accept: application/json"

Live JSON Response (HTTP 200 OK)

Click "Execute Live API Request" below...

Request Parameters Schema

Parameter	Type	Required	Description / Notes
noi	number	Required	Net Operating Income / EBITDA in ₹
annualDebtService	number	Required	Total annual principal + interest in ₹

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