Business & SME APIWeb Calculator UI
Free Debt Service Coverage Ratio (DSCR) Calculator API (2026)
Lender-grade DSCR API calculating Net Operating Income divided by total annual debt service.
Interactive API Playground & Live Test
GET
/api/v1/dscrQuery Parameters
Net Operating Income / EBITDA in ₹
Total annual principal + interest in ₹. Omit it to pass loanAmount, rate and years instead
New loan in ₹, when annualDebtService is omitted
New loan interest rate %, when annualDebtService is omitted
New loan tenure in years, when annualDebtService is omitted
Annual repayments on existing loans in ₹ (default: 0)
curl -X GET "https://fincalculator.in/api/v1/dscr?noi=2400000&annualDebtService=1600000&existingDebtService=0" \
-H "Accept: application/json"Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...Request Parameters Schema
| Parameter | Type | Required | Description / Notes |
|---|---|---|---|
| noi | number | Required | Net Operating Income / EBITDA in ₹ |
| annualDebtService | number | Optional | Total annual principal + interest in ₹. Omit it to pass loanAmount, rate and years instead |
| loanAmount | number | Optional | New loan in ₹, when annualDebtService is omitted |
| rate | number | Optional | New loan interest rate %, when annualDebtService is omitted |
| years | number | Optional | New loan tenure in years, when annualDebtService is omitted |
| existingDebtService | number | Optional | Annual repayments on existing loans in ₹ (default: 0) |
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Frequently Asked Questions (FAQs)
Is the Free Debt Service Coverage Ratio (DSCR) Calculator API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/dscr?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.