Government Schemes APIWeb Calculator UI

Free Post Office Monthly Income Scheme (POMIS) API (2026)

POMIS API returning the monthly interest payout, year-wise schedule and principal returned at 5 years, for single (₹9L) and joint (₹15L) accounts. Uses the same engine as the POMIS calculator.

Interactive API Playground & Live Test

GET/api/v1/pomis

Query Parameters

Deposit in ₹, ₹1,000 to ₹9L single / ₹15L joint, rounded down to a multiple of ₹1,000

single | joint (default: single)

Annual interest rate %, 5 to 10 (default: 7.4, the currently notified rate)

curl -X GET "https://fincalculator.in/api/v1/pomis?depositAmount=900000&accountType=single&annualRate=7.4" \
  -H "Accept: application/json"
Live JSON Response (HTTP 200 OK)
Click "Execute Live API Request" below...

Request Parameters Schema

ParameterTypeRequiredDescription / Notes
depositAmountnumberRequiredDeposit in ₹, ₹1,000 to ₹9L single / ₹15L joint, rounded down to a multiple of ₹1,000
accountTypestringOptionalsingle | joint (default: single)
annualRatenumberOptionalAnnual interest rate %, 5 to 10 (default: 7.4, the currently notified rate)

Frequently Asked Questions (FAQs)

Is the Free Post Office Monthly Income Scheme (POMIS) API free to use in production apps?
Yes! All FinCalculator REST APIs are completely free, zero-auth, open-CORS, and edge-cached for high performance across global web and mobile applications.
What is the rate limit for /api/v1/pomis?
Endpoints are cached at the edge for 24 hours. There are no restrictive rate limits for standard web traffic and mobile applications.